Log inJoin the waitlist

One account.
Anywhere on earth.

Escape the banking system. Take full control of your money. Hold the world's strongest currency, the US dollar, and spend it in any country. Protect yourself from inflation. Carry one global card. Earn high returns on your savings.

Join the waitlistLaunching 2027 · Free to join
ALPHA LEDGER · LIVEBlock #4,182,330 · holds = owes ✓
0payments · sealing…
The Alpha Elite Global Visa card
4921 0381 5520 4821
Received · US$1,200From Seoul · 0.8 s · free
Escape the banking systemFree between Alpha accountsPrivate, even from AlphaKeys only you hold
195countries on earth.
One account. Anywhere on earth.EVERY COUNTRY
Freepayments between Alpha accounts.
Any amount, any country.US$0.00 · ALWAYS
US$every balance held in dollars.
The world's reserve currency.RESERVE CURRENCY
0.8 sfor money to arrive.
Anywhere on earth, any time.UNDER ONE SECOND
SCROLL
Why Alpha exists

Escape the banking system.
Sovereign ownership of your own assets.

Banks lend your money out and keep the profit. Freeze it. Hold it for days. Ask what you're buying. Hide fees in the rate. Sell your data. Close you with no reason given. Alpha sits outside that system entirely: the dollars are yours, under keys only you hold.

Inside the banking system
Inside Alpha
×Lent outYour deposit becomes their loan book. Most of it isn't there.
✓Fully reservedEvery dollar sits in your account, redeemable one-to-one, any time.
×Frozen, held, closedAt their discretion. "Under review" is the only explanation you get.
✓No master keyNobody at Alpha can move or freeze what you hold in Spend. Only your passkey can.
×Days to cross a borderCorrespondent banks, cut-off times, weekends, 3% on the way.
✓Under a second, anywhereAny country, any hour. Free between Alpha accounts.
×DilutedPrinted by your central bank, paid 0% while they earn on it.
✓Held in dollars, earningA balance your country can't print. Earn on what you hold.
Keys: youAlpha's key to your account: noneReserved: 100%Dilution: impossible
The product

The whole world, in your pocket.

Alpha app home: total balance in dollars with local equivalent, card, Spend and Earn Alpha app: send money to a contact, free and instant Alpha app: the card, its balance and controls Alpha app: every payment in and out, with statements Alpha app: $AG rewards balance

Download to dollars in under five minutes.

90 secondsVerify once, with Face IDYour phone makes your key. No password to forget, nothing for anyone to steal.
US$0
A few minutesBring your money overMove it in from wherever it sits today, by transfer or card, in any currency, converted at the real rate the moment it lands.
arrived · 0.8 s
Under a secondSpend and send anywherePay by card in any country. Send to anyone on Alpha free. Earn on what you keep.
Private by design

Your money is nobody's business.

At a typical bank, every payment you make is a line in a database that staff, partners and anyone who breaks in can read. On Alpha, every payment is sealed. Not even Alpha can read it.

VISIBLE

A typical account

What their staff and systems can read
Rent · Lisbon flatImobiliária · 3 Nov−$900.00
Dr Mendes clinicCard · 2 Nov−$140.00
Acme StudioInvoice paid · 1 Nov+$1,800.00
Daniel OrtizTransfer · 31 Oct−$120.00
Pingo DoceCard · 30 Oct−$48.37
SEALED

Your Alpha account

What anyone but you can read
Rent · Lisbon flatImobiliária · 3 Nov−$900.00
Dr Mendes clinicCard · 2 Nov−$140.00
Acme StudioInvoice paid · 1 Nov+$1,800.00
Daniel OrtizTransfer · 31 Oct−$120.00
Pingo DoceCard · 30 Oct−$48.37

Your balance and your payments unlock only on your own devices. You hold the only key to the sealed record. Nobody else can read them. Not a partner, not a bank, not Alpha.*

* Alpha can read a payment only under a lawful order, and the record shows when it did.

There is no master key to stealAlpha holds no key to anyone's money and no central pot of it. There is nothing in the middle to break into.
Rules locked into the codeYour limits, approvals and freezes are enforced by the code that runs your account. Not even Alpha can override them.
Your face, not a passwordEvery payment and every new recipient needs your passkey on your own phone. There is no password to phish.
The difference

Everything your bank does.
Nothing it does to you.

Sending money abroadUS$15–45 + 2–4% hidden in the rateFreeto anyone on Alpha
Time to arrive1–5 business days< 1 sany country, any hour
Paying by card abroad1–3% foreign fee0%no Alpha fee, ever
Local money in or out2–4% in the exchange rate0.25%at the real rate · 0% on Platinum Global

What Alpha can do

  • Pause the card, local money or Earn to protect you, or everyone, in an emergency. Never your Spend balance
  • Hold incoming money that fails a screening check, before it reaches you
  • Answer a lawful request through a logged process that needs several keyholders

What Alpha can't do

  • Read your balance or your payments
  • Move, freeze, take or lend what you hold in Spend
  • Change your rules, or get into your account
Always in dollars

Hold the world's reserve currency.
Spend in your own.

The US dollar is the currency the world settles in. Alpha keeps every balance in it, wherever you live, so your money sits in the currency the world trusts most, not the one your country happens to use. Local money converts the moment you spend or send, at a rate you see first.

Illustration. Over the last five years, dozens of currencies lost a quarter or more of their value against the dollar.

Held as digital dollarsRegulated, fully reserved, and redeemable one-to-one for US dollars at any time.
Local when you need itGet paid in euros, pay rent in pesos, shop in yen. Your balance stays in dollars in between, and only converts the moment you spend or send.
Insurance against your own currencyIf inflation spikes or your currency falls, your balance doesn't move. Every dollar you hold simply buys more at home, not less.
No hidden marginThe rate and every cost are shown before you tap. 0% Alpha fee on paid plans.
Under the hood

Built on rails that can't lie.

Alpha runs on a public blockchain: a ledger nobody owns and anyone can check. It's why the app can make promises no bank can.

YOUR PHONE · LISBONSend US$1,200 to a friendChoose a recipient. Approve with Face ID.
ALPHA LEDGER · PUBLIC BLOCKCHAIN
Block #4,182,330 · verifiedHolds US$48,211,004.10 = Owes US$48,211,004.10
THEIR PHONE · SEOULUS$3,410.20Waiting…
+2 $AG

 

01Every dollar, accounted for every secondThe ledger proves that what it holds equals what it owes, block by block, around the clock. If a single cent were missing, everything would stop. Anyone can check.
02Digital dollars, fully reservedYour balance is held as regulated digital dollars, backed one-to-one by US dollars and short-dated US government debt, and redeemable at any time.
03Code that can't be changedThe rules that hold your money are published once and never altered. No update can quietly change what they do.
$7,098.40Yours. Only yours. ALPHANO KEYHOLE Your passkey
Your keys

Your money is yours.
Only you hold the keys.

Every payment needs your passkey, on your own phone. There is no key on our side: nobody at Alpha can move your money, and nothing that happens to Alpha can touch it.

Passkeys, not passwordsFace ID for new recipientsInstant freezeAlerts on every payment
Borderless

Money that moves like a message.

Send dollars to anyone on Alpha, in any country. It lands in under a second, free, every time.

Personal plans

Start free. Upgrade when it pays for itself.

Elite Global

Free
  • Premium Elite Global card
  • Free payments between Alpha accounts
  • Local money in and out at 0.25%
  • Earn, pots, invoices, $AG rewards

Platinum Global

US$24.99 / month
  • Metal card
  • 0% Alpha fee on local money
  • Higher Earn rate and limits
  • Or hold US$1,000 of $AG instead of paying

Sovereign Global

US$199 / month
  • Heavy numbered card, engraved to you
  • 0% Alpha fee on everything
  • The highest Earn rate and limits
  • A named person at Alpha, any hour
  • First into every new country
  • Or hold US$25,000 of $AG instead of paying
For business

Get paid from anywhere.
Pay anyone, in a click.

A dollar account for companies that work across borders.

Invoices that get paidSend an invoice; the client pays by bank or card in their own currency; you receive dollars, same day.
Team cardsA card for every person, with limits, categories and receipts attached as they spend.
Approvals and rolesTwo signatures above a threshold. Finance sees everything; nobody moves money alone.
Bulk payoutsPay a hundred contractors in a hundred countries from one file. Free to anyone on Alpha.
Exports and APIStatements your accountant can open; an API your engineers will like, on larger plans.
Key rotation for companiesPeople leave. Keys get rotated, with a record of who held what and when.
BusinessUS$199 / monthUp to 5 people · team cards · invoices · bulk payouts · roles
ScaleUS$999 / monthUp to 25 people · approvals above a threshold · accounting exports · API · priority support
EnterpriseCustomUnlimited people · key rotation and custody policy · dedicated support · bespoke limits
Security

Nothing to steal. Nothing to phish.

Most account theft starts with a password or a reset link. Alpha has neither.

Face ID, not a passwordA passkey on your own phone approves every payment. There is no password to leak and no code by text to intercept.
No master keyAlpha holds no key that opens your account. There is nothing inside Alpha for an attacker to take.
Lose every device, keep your moneyTwo of three guardians can let you back in: your backup key, a person you trust, and Alpha. After a 72-hour delay you can stop if it wasn't you.
Rules locked in codeThe rules that hold your money are published once and never altered. No update can quietly change what they do.
New recipient? Face ID againSending to someone new asks for Face ID a second time. No waiting period, no way for a thief to add themselves.
Limits that follow youRolling 30-day limits you set yourself, raised only with Face ID, so a bad day can't become a catastrophe.

Found a weakness? security@alpha.com.ky. We answer within one business day and credit researchers who help.

Be first in.

Every friend who joins through your link earns you 25 $AG when you both open an account.

  • Founding members: the first 10,000 get Platinum Global free for their first year
  • Your account number is yours in the order you joined
Takes 20 seconds. We'll send one email to confirm.
You're in.Your place in the queue. It's in your inbox too, with your invite link.
Each friend who joins through it moves you up 50 places and earns you 25 $AG when you both open an account.